
Compare Virtual Gateways

Your Cloud Based Payment Gateways
Our Virtual terminals are not just payment gateways— They are complete payment digital platforms. Perfect for business to business, business to customer, professionals, service industries, payroll, subscriptions, and more.
Robust, simple to use, and built for you… Explore our entire suite of solutions or browse them according to your
specific needs. We help you to determine which virtual terminal is best for your business
How Do Our Gateways Differ? Check Out The Compare Matrix Below
ProCharge



Monthly Fees Free! $15/Month $20/Month
Gateway Transaction Fees Free! $0.10/Transaction $0.12/Transaction
Virtual Terminal Included Included Included
Fraud Protection Included Watchdog $25/Monthly Included
Gift Card Processing Free! Not Available Not Available
Level 3 Processing Not Available $35/Month Not Available
Auto-Recurring Billing Included Included Included
Email invoicing Included w/ Included Included
Recurring Billing
Customer Vault Included Included Included
Custom Reporting Included Included Not Available
Payment Button/Links Included Included Included
Shopping Cart Integration Not Available Included Included
Quickbooks Sync Integration Included None $15/Month
Batch Processing Included Included $0.10 Per batch
Mobile Device Integration Free! $10/Month Not Available
Cash Discount/SurCharging Included Included Not Available
In-Store/Office-Card Included $10/Month Not Available
EMV Terminal Integration
Advance Multi-Mid Routing Not Available Included Not available
ACH/E-Check
Not Available Included Included
( $25 Month + $0.30 Transaction) ( $10 Month + 0.75% of Volume)
No volume fees under $2,500 /large ticket over $2,500 0.75%
Credit Card Automatic
Card On File Account Updater
Not Available
Included/ $0.49 per update if needed
Not Available



ProCharge

Our FREE, easy to use, in-house virtual terminal and gateway. We offer ProCharge at no cost with our electronic payments merchant account. ProCharge® gives you the utmost flexibility with user-friendly technology that scales. Accept all major cards. Cash Discount Programs for Zero Processing Fees.
Process fast, secure payments with our FREE ProCharge Virtual Terminal. Take advantage of ProCharge’s many benefits without additional processing costs or monthly fees. JollyPayments never charges you for any of our ProCharge Features! Our ProCharge gateway features include: recurring billing, mobile on-the-go processing,
e-invoicing, website donation buttons, free Quickbooks plugin, secure storage & processing of cardholder data, real time insights & reports and payment links for website payments. Easily add your logo and business info for custom receipts and invoices.
This is a wonderful, simple to use, virtual payment terminal with no added cost and is perfect for almost every business. ProCharge processes even gift card transactions with our free mobile app. We offer FREE gift card processing with our FREE ProCharge virtual terminal. No contracts or hidden fees! You’ll receive 50 pre-designed gift cards and enjoy free gift card processing with our electronic payments merchant account, real-time reporting, 24/7 technical support, and more!
If you are searching for ACH/E-check or if you process many larger transactions, Government, business or corporate purchasing cards (Level 3) or in need of more features, you'll want to use our other gateway, JollyPayments Virtual Gateway. We have ways you can lower your level 2 & 3 processing. Our proprietary technology identifies Level 3 cards and helps you qualify for lower rates on these types of cards. Some large transaction B2B & B2G merchants will benefit from lower level 3 card rates by using our JollyPayments Virtual Gateway software.
PERFECT FOR: B2B, B2C, manufacturers, suppliers, wholesale, healthcare providers, dentists, doctors & law offices, insurance companies, contractors, plumbers, electricians, landscapers, fitness instructors, home based business, billing services, rental management, non-profits, subscription based businesses, retail, radio stations, installment payments, accounting, or any service provider!





More than a payment-processing tool, Our JollyPayments Fluidpay merchant virtual terminal is an entire payments ecosystem custom-built to your needs.
From billing and collections to sales tracking to customer
engagement and retention, you’ll find everything
you need to run your business your way!
PERFECT FOR: B2B, B2C, Website Shopping Cart API, manufacturers, suppliers, wholesale, healthcare providers, dentists, doctors & law offices, insurance companies, contractors, plumbers, electricians, landscapers, fitness instructors, home based business, billing services, rental management, non-profits, subscription based businesses, retail, radio stations, installment payments, accounting, or any service provider!



Our world class, in-house, JollyPayments all purpose online omni-channel gateway. Our virtual payment system is the secure gateway for all types of businesses. A Cloud-based application that allows for accepting payments. Fluid Pay® has launched an in-house compliant surcharging platform. The platform is for credit cards only and prohibits banned states along with debit cards.
Join other business operators who have lowered their monthly card payment processing fees over 90% by using the new DTI exclusive and patented "Cash Discount Program" (DCD).
JollyPayments payment platform is a validated PCI DSS Level 1 Service Provider. This is the industry’s highest level of certification.
JollyPayments Gateway allows you to customize the look and feel of your gateway with your Logo, custom receipts, custom invoicing. Customize your business payment features with our market place apps.
Take all major payment types: Enable payments from Visa,
MasterCard, Discover, American Express, Diners Club,
JCB, plus Google Pay and Apple Pay.


Authorize.net is the industry standard! Authorize.net connects to almost every e-commerce shopping cart software there is. This is our go-to-gateway when connecting your website shopping cart to our payment processing platform.
We are a certified reseller of Authorize.net. Authorize.net connects to your websites shopping cart via API integrations for payment transactions. We connect our processing platform to Authorize.net. We then set you up to connect Authorize.net. Authorize.net runs in the background of your shopping cart for easy secure payments.
Since 1996, Authorize.net has been a leading provider of payment gateway services, managing the submission of billions of transactions to processing networks on behalf of merchant customers. Authorize.net is a wholly owned subsidiary of Visa.

Switch and save with us is easy! You might find yourself in a position where you would like to switch to us to get better service or pricing. So, what if you already use Authorize.net? Most of the time we are able to just link our processing to your existing Authorize.net account. You will retain all the same information and nothing will change on the way you currently are using Authorize.net. However, in certain cases we are not able to re-use your current Authorize.net. Your current processor owns or locks the account down. No worries, we would just create a new Authorize.net account and in a matter of minutes you can replicate your old settings in your new account.
There are a few ways to know if your old account is available to be transferred to a new processor like ours.
Step 1: Contact Authorize.net 877-447-3938 ask them if it's possible to update your merchant processor from your current one to a new merchant processor. If they say "no" we will create a new Authorize.net account.
Step 2: You can login to your Authorize.net account to see if your account has a reseller attached to the account. Got to the "Merchant Profile" Scroll down to the bottom of the page in the reseller section you should see your current processor or a resellers name. If you see it blank, then we should be able to re-use the account with our new processing link. If you see a name in the reseller section then we would create a new account for you.

We work with most payment gateways with easy integrations. No need to switch payments gateways. We just switch your current payments processing to our platform. Switch and Save Today! Don't see one you work with? Just let us know or we can offer and set up the perfect gateway for your type of business.






