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              Zero Percent

                 Processing Fees

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       When businesses offer our dual pricing, They have the ability to profit the                        same from credit transactions that you do with cash transactions.

Save Up To 100% of Your Credit Card Fees

Are you tired of paying outrageous credit card processing fees? Implementing a Cash Discounting program at your business can result in significant savings! Our Cash Discounting programs helps eliminate most or all of your processing fees while driving cash payments to your business.

Merchants everywhere are continuing to face increased costs for all aspects of their businesses. The good news is our Cash Discounting programs helps cover these rising costs.

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Cash Discounting is ideal for merchants in any industry.

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Hospitality

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Retail

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Legal

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Services & Non-Profits

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E-invoicing

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Beauty & Fitness

 JollyPayments offers the top dual pricing program in the USA. JollyPayments dual pricing program          can offer our merchants the ability to profit the same from credit card transactions that you do from

                   cash transactions.. Our automated software does all the work! See for yourself.

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Flat Monthly Subscription, Unlimited Processing

A month to month subscription for unlimited processing that can eliminate up to 100% of your processing costs. Keep your processing fees and stop paying high crazy merchant credit card processing fees!

Eliminate credit card processing fees and give your customers the option of paying by cash or non-cash (credit) Using this program enables you to keep overhead low while providing a seamless process for making purchases at lower prices. The process happens automatically so that you don’t have to do any extra work.

What is A Cash Discount Program?

JollyPayments discounting software provides the option for merchants to utilize a

specialized program and collect a higher price with credit card transactions.

Our unique programs help reduce processing expenses as much as possible by collecting an increase on every

purchase when using a credit card.

Our Software provides you with access to programs and technology that makes this happen easily for you.

Join the thousands of businesses that are getting the competitive edge with our cash discounting programs.

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How Does It Work?

     JollyPayments Merchants Receives  up to 100% 

                       of the Credit Card Payment

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     JollyPayments programs are a combination of proper software with our cash discount pricing structure.  

                                                        Our Program is compliant in all 50 States.

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Cash Price          Credit Price

Our fully automated software enables the merchant to set the retail price at an item level for each item (paying by card or paying by cash).

This is similar to how gas stations have two prices depending on the payment method. 

All Items have two prices.

 

Our dual price software gives the customer at check out the opportunity to save if they pay with cash and save for the overall purchase. If they choose to pay with credit there is no cash savings and are charged the regular price.

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Our dual pricing software program works with several POS Systems.

When your customer checks out at the point-of-sale, our software knows, in real time, how to adjust the transaction to offset any costs. 

The software adjustment means, your customer is providing you the same profit margins, whether they pay in cash or not. It doesn’t get any easier than that.

No Confusing Customer Receipt

4%

Shows Credit & Cash Price

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Paid Cash Saving Receipt 

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How Our Program Is Better Than All Others

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We offer a premier dual pricing program. Our cash discounting programs offer customers ways to save paying with cash. We offer messaging for the merchant to display, informing customers that they have cash and non-cash pricing. The customer can pay with cash and save. Our program allows the merchant to take payments, collect the “non-cash adjustments”, and receive a deposit that equals their transaction total.

The collected fees help reduce the merchant’s processing fees as much as possible. 

     JollyPayments Reverse Cash Discounting Program is NOT a

                                       Surcharge Program

What is a surcharge?

A surcharge is a fee that vendors can add onto credit card transactions to make up the cost they’re charged by the credit card association. The Surcharge or fee is added towards the price of a good or service and is usually added towards an existing tax. 40 states in the US allow surcharge fees to customers who pay with credit card. The remaining states that prohibit surcharges are California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas. Surcharges, however, cannot be assessed on debit cards.

They are added simply for the privilege of using a credit card. Typically, surcharges are based on a specific percentage of the total price of goods or services before taxes are assessed.

What is the difference?

Dual pricing programs are not card surcharges because they do not levy a fee that is added to a credit card transaction.” Instead, they do the opposite. They give you as a business owner an opportunity to provide a discount off of the advertised sales price to your customers. Unlike surcharge programs, dual price programs are seen in a better light, and fare better with the end- consumers. 

 

JollyPayments dual pricing program are legal and                                     compliant in all 50 States.  

Are you using some other "Cash Discount" Program? Are you Running A compliant Cash Discount Program? How Do You Know?

 

Some Companies promote a cash discount program that's really a surcharge program. We are a dual pricing program with reverse cash discount.  

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  • Do you have a line item on the receipt that indicates a fee to the cardholder?

  • Did your processor register you with the card brands to run a surcharge program? 

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If So, Switch Today Be Compliant and Enjoy the benefits Of Our Program

              Just Some Of The Benefits

              of our Dual Pricing Program

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Our Program Eliminates:
Our Program:

No matter what business you’re in, we can            give you a competitive Advantage.

Cash Discounting is ideal for merchants in any industry.

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Hospitality

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Retail

Legal
Legal

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Mechanic Fixing Car
Mechanic Fixing Car

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Delivery
Delivery

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Legal
Legal

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Services & Non-Profits

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E-invoicing

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Beauty & Fitness

           Use Cash Discount in-store, online, or on-the-go!

 

Compatible with all types of payments, including traditional magstripe cards, EMV chip cards, and NFC contactless. It even works with industry leading payment devices like our ProCharge mobile smart solution, which allow you to accept payments wherever you need to!

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Exatouch Point of Sale

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Virtual Payment Gateways

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Counter Terminals & Mobile 

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Our  Cash Discounting Software works with our Valor Terminals, ProCharge Virtual Payments System, JollyPayments Virtual system, and our all-in-one Exatouch point of sale system for cash discounting and more!

Processing fees are NOT charged to the merchant but are paid by the customer off setting the credit card price vs cash. Our cash discount software does all the work, so you don't have to. The end result is that you end up with almost zero processing fees! Customer can save by paying cash or they pay the higher non-cash price (credit). You save on all your processing fees and the customer can save on cash pricing. 

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Our Software Automatically Shows Dual Pricing Non-Cash (Credit) & Cash Price

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Learn More

                  Our Software Program Integrates                               with several POS Systems 

JollyPayments has countless POS Systems that are certified and powered by our Processing Platforms and our Exatouch POS Electronic Payments program. We offer Fast Funding, Next Day Funding, Great Rates, Integrated software, and our Dual Pricing Cash Discount Programs.

If your already using these systems we can integrate easily into your current system with the benefits of all we have to offer. If you would like us to help you upgrade or wanna demo any of our POS solutions we offer a free service through our in house POS demos.

We help you find the most cost effective and best point of sale system for your business. This of course, includes demos and training without any mark-ups and best of all it's a free service we offer!         

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ProCharge

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ProCharge 

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Simplify payments and save money with our free ProCharge virtual/mobile payment system at NO cost to you! Take advantage of ProCharge’s many benefits without additional processing costs or monthly fees. Includes our cash discounting software to save up to 100% of your processing fees.

 

Our ProCharge virtual terminal comes free with every one of our electronic payments merchant account.

 

                     

Manage Your Entire Business From One Login!

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Exatouch Cash Discounting Dual Price Screen & Software

The example below shows what a customer would see on Exatouch’s Customer facing screen. They can see both prices on the Cash and Non-cash amounts.

 

Our Exatouch All-in-one POS works with any business type. Our Exatouch software works perfectly with our Electronic Payments solution. We will integrate and set up your Exatouch with our cash discounting software. You just plug in the POS system and you are ready to go! 

Boosting repeat business
 

A cash discount program can be a smart way to inspire repeat business. For first-time patrons, they may be more likely to come back because they’re attracted to the idea of saving money when paying with cash—this may be especially tempting for bigger ticket items! And for your loyal customers, they’ll likely appreciate knowing you offer a cash discount to plan ahead for their next visit. 

Are These Types of Programs a Good Fit for Your Business?

 

While surcharging is restricted to certain states, cash discounting is legal and available in every state thereby making it accessible to virtually any type of business. One point to consider in thinking about offering a cash discount is how you’ll inform customers of the two potential prices, one total if they pay cash, and another if they pay with a card. Merchants who work in the field, such as locksmiths, plumbers, and electricians may manually calculate the two totals and provide a quote. These types of business can use our free ProCharge virtual payment system with the automated cash discount program built into our software. Restaurants, including delis and counter-service establishments, may want to list cash and non-cash prices on their menus.

Another consideration is your point of sale system. You’ll need a way to quickly and simply ring customers up no matter how they pay. With JollyPayments Exatouch®POS the software can be programmed with cash discount amounts, making it easy to apply the discount at the time of the sale. Additionally, you can take advantage of the solutions’ reporting capabilities to reconcile daily deposits and monthly statements that show processing volumes by payment method.

Exatouch Point of Sale is particularly well suited to offering a cash discount program. The POS hardware bundle includes a 10” touchscreen customer facing display (CFD), making it clear for customers to see the difference between the cash and non-cash totals automatically calculated at the bottom of the screen. With this information, patrons can make an informed decision about how they want to pay. Maybe they’re not sure if they have enough cash to cover the total, so they’ll choose to pay with a credit card instead. Showing customers the prices up front is part of providing top-notch service—and can help keep the line moving.

The example above picture shows what a customer would see on Exatouch’s CFD.

      Our Cash Discounting Programs Can                           Save Your Business Money 

Are you tired of paying outrageous credit card processing fees? Implementing a Cash Discounting program at your business can result in significant savings! Our Cash Discounting programs help eliminate most or all of your processing fees while driving cash payments to your business.

Merchants everywhere are continuing to face increased costs for all aspects of their businesses. The good news is our Cash Discounting programs helps cover these rising costs. You can save hundreds to potentially thousands!

 

 

 

 

 

 

 

 

 

 

How the Program Works


 

Step 1:    With a Cash Discount, the merchant increases their prices by an amount, which is determined by the sales                            representative.Advertised prices reflected at the merchant’s location will be the price for credit card payments.                    The merchant then offers adiscount to customers paying with cash.

Step 2:   To incentivize customers to pay with cash, offer a Cash Discount

               When a customer pays with a card, the advertised price is rung up.

               When a customer pays with cash, the Cash Discount is applied to the purchase.

Step 3:    Customer facing screen shows the products or services ordered. The Software automatically shows two prices-                   The cash or non-cash price (credit Cards) Our software allows the merchant to take payments, collect the                     “non-cash adjustments”, and receive a deposit that equals their transaction total.

                 This pricing is used to collect the credit card price increase each day when the batch is closed. These funds                        are used to cover any  applicable costs on the merchant account, which greatly reduces or even eliminates                          your end-of-month processing fees.

                 

                           

 

                            With a Cash Discounting Program, your business can remain

                                                         profitable and competitive!

 

Equipment, Reporting, and Signage

JollyPayments offers equipment which makes implementation of this program, as well as reconciliation, fast and easy! Plus, our monthly statement provides details on what was collected during the month so you can account for all of your savings.

We also provide signage to notify your customers about the program and a list of answers to frequently asked questions, so you’re prepared for inquiries.

 

Additionally, we recommend sharing this quick explanation with your customers:

 

"We offer a discount for cash payments, which saves you money on your purchases.” The savings will show up on the customers receipt.

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If you’re interested in learning more about this program and how to implement it, please reach out to us. We would love to walk you through the complete Cash Discounting programs, step-by-step!

      We Offer Transparent Pricing

 

Low-cost payment processing with next day funding for all major card brands and backed by a Meet or Beat Rate Guarantee. We offer fair and equitable pricing, with clear costs, no hidden fees, no crazy bait & switch rates, no games!

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Payment Processing

 

New technologies and payment methods are constantly evolving. That’s why we make it easy for your business to accept all the payment types your customers want to use.

No Ridiculous Fees

Technical Support

 

We know your business doesn’t have time to wait on hold for help from Technical Support. Rely on our team of skilled professionals to provide next-level service, getting you back up and running in a flash.

We never nickel-n-dime you with ridiculous fees that other traditional processors charge. Choose our cash discount programs or our traditional wholesale interchange + plus program! Find out what We DON'T CHARGE you!

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The Clover name and logo are owned by Clover Network, Inc. a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries.