Where Software Technology Meets Payments 

   We believe that running a business should be easy for everyone.

With point of sale software, hardware, and business management tools, you’ve got everything you need to accept credit card payments, sell more to your customers, and keep your employees organized. We work with any business model from small business, mobile, eCommerce, retail, home base, restaurant, hospitality, quick serve, beauty & fitness, non-profit, healthcare, contractors, professionals, high risk-specialty to large corporate enterprise companies.

In-house processing.


While other payment providers channel your transactions to a third party processing company, our in-house payment processor, Electronic Payment Exchange, handles the transactions between you and your customer. EPX is reliable and secure with a 99% uptime and end-to-end encryption.

The JollyPayments Difference 

Your In Control With Us

Switch and Save. UpGrade Your hardware

No Salesman

At JollyPayments we are not salesman nor do we hire resellers or salesman. We represent you not the banks.

Pick your pricing

Pay as you go or custom pricing for any business.

Flat Rate pricing to zero cost processing!

Pick Your Equipment

Choose a countertop or mobile device, or use your own. We can even reprogram your existing equipment to work with our programs. We offer Free

placement mobile and full POS POS Systems, including installation and training

Pick Your Funding

Funding options that fit your business with next day and NO COST same day funding, you're in control of your daily deposits. Same Day, Next Day or Instant funding all your choice!

*On our EPX platform

Multiple Processing           Free POS            Integrated Software                   Instant Funding

At JollyPayments, we believe all merchants deserve customized payment acceptance programs and personal attention. Need an ecommerce solution? We'll get you up and running in no time. Opening up a retail shop? No sweat. In a specialty market? No Problem.

In fact, no industry is too small, too niched, too large or too specialized. the fact is, when you partner with our team, you'll receive a custom-tailored, hands-on approach you won't get from any other payments partner. You can breath easy and we'll take it from here.

JollyPayments is a different type of payment service provider. JollyPayments puts you in control of your payment and point of sale needs, not the other way around. You pick the rates and how you want your money funded. Your choice, pick Instant funding, same day funding or next day funding.


JollyPayments works with some of the largest processing banks in all of North America. We have partner relationships with multiple payment processors, this allow us to match the perfect processing platform with the best software and point of sale systems for your business. 

   Multiple Processing                 Platforms

Free Placement Mobile Smart Terminals

Mobile Solutions Powered by Payanywhere. We offer No contracts!

As a Harbortouch partner we are currently offering an unprecedented promotion that delivers a full featured, touch-screen POS system at no cost! 

Learn More

JollyPayments is your single source for all your payment needs. We partner with the leading providers of integrated payment processing and technology solutions, delivering a complete omni-channel ecosystem that extends beyond payments to include a wide range of commerce-enabling services. Our software partners technologies help power over 350 software providers in numerous industries, including hospitality, retail, food & beverage, eCommerce, lodging, gaming, and many more. 


9 Full eCommerce

Payment Gateways

PCI Plus

Hassle Free PCI compliance

Software Integrations

Software Integrations Including payment, customer, and business management integrations. Merchant portal management system with each account

Learn More

Since 2005 we have been helping merchants build a successful payment program. This industry can be confusing and when there's nobody to talk to, you can count on us. 

We work with your business directly and offer you the best and newest technology in payment solutions. Our integrated customer and management POS software helps your business stay ahead of your competition. Our equipment is technology proof with on-going software upgrades, as technology grows you grow with it.


We have direct relationships with all our processing partners. We offer 24/7 customer support and manage your accounts in house to better assist you with all your daily needs.

Remember, we will work with you to create the perfect payment process for your new or established business. 

    JollyPayments has many advantages through our

                    direct partner relationships

There are front-end processors who have connections to various card associations and supply authorization and settlement services to merchants' banks. Then there are back-end credit card processors who accept settlements from front-end processors while moving money to merchants' issuing banks. Our EPX processor are both a front-end and a back-end processor, allowing us to oversee the entire transaction process. That means more seamless transactions with a single point of contact for you.

In-House Underwritting

Fast Approval

No Cost Same Day Funding

* EPX Platform

Fraud & chargeback mitigation tools.

Specialty Merchants 

Processing for merchants in traditionally hard-to-place industries.

Smart Solution Software

Inventory, Employee, reporting management software that comes with our Free Placement Terminals

eCommerce-Access to nine online gateways, plus, robust multi-currency conversion.

Zero Processing Fees

Are you ready to BE FREE from credit card processing fees? Our systems allow you to control what the customer pays.Avoid raising prices on your cash transactions. Offset the fees you pay for credit card processing powered by Edge. 

Learn How

Level 2 &  3 Processing

  • B2B

  • Corporate

  • Enterprise

  • Commercial

  • Purchasing

  • Government

In-house support for lightning-fast resolution to customer inquiries, chargebacks, and representments.

Management Portal

An online merchant portal featuring real-time transaction reporting. Free virtual terminal.

Non Profit Programs

Software for donations.

No Credit Card Fees

USA & Canadian Merchant Accounts

Image by Clay Banks

The JollyPayments Difference 

1. Your Pick Your Free Equipment               2. Pick Your Pricing                    3. Pick your Funding

This industry can be confusing and when there's nobody to talk to, you can count on us.

JollyPayments works with your business directly and has the ability to bring you the best and newest technology in payment solutions. Our integrated customer and management POS software helps your business stay ahead of your competition. Most of our equipment is technology proof. We offer you FREE POS placements, as technology grows you grow with it.

We have direct partner relationships with many different processors with multiple banks. We will find the right processor, lowest rates and the best payments system that fits your business needs. We manage your accounts in house to better assist you with all your daily needs.

Step 1- Call us or contact

             us on this website

Step 2- We will find you the                     best payment solution 

Step 3-  We train you with                        ongoing 24/7 support

Companies who process on our partner platforms:

Contact: JollyPayments: 818-679-3335

 © 2021 JollyPayments. All rights reserved. Gregory O'Rourke dba JollyPayments. Greg O'Rourke Is a partner  for Shift4 Payments & Harbortouch. Harbortouch is a registered ISO of Citizens Bank, N.A., Providence, RI. Harbortouch is a registered ISO/MSP of Merrick Bank, South Jordan, UT. Greg O'Rourke dba Jollypayments is a sales representative for Payanywhere, Pos Pros, Epx, North American Bancard and Merchant Accounts are referred to North American Bancard, LLC. North American  a registered ISO of Wells Fargo Bank, N.A., Concord, CA., The Bancorp Bank, Philadelphia, PA, BMO Harris N.A., Chicago, IL, and Citizens Bank N.A., Providence, RI. American Express may require separate approval. Free placement Payanywhere is currently available only in the United States. iPhone and iPad are registered trademarks of Apple Inc. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Other designated trademarks and brands are the property of their respective owners.