We believe that running a business should be easy for everyone.

Since 2005, we have been helping businesses become more efficient, profitable and grow with payment technology. JollyPayments specializes in Retail, e-commerce, Healthcare, Hospitality,  Service industries, B2B, Small Business to Large Enterprise Companies. We partner with some of the largest North American processors processing over 200 billion in annual volume.

Unlike many other companies, we are NOT salesman or third party brokers. We have direct partner relationship with all our solutions. What does this mean for you? Low-cost payment processing with next day funding for all major card brands and backed by a Meet or Beat Rate Guarantee.  Save up to 100% of your processing fees with our cash discount programs. Most importantly, we offer fair and equitable pricing, with clear costs, no hidden fees, no crazy bait & switch rates, no games. 


JollyPayments understands that all businesses are not the same and that you are unique in the way you do business. Our goal is to keep cost down and keep your business running efficiently and profitable as it can be. JollyPayments offers over 300 software integrations. 


Accept All Major Cards


While other payment providers channel your transactions to a third party processing company, our in-house payment processors, handle the transactions between you and your customer. Our processing is reliable and secure with a 99% uptime and end-to-end encryption. 

The JollyPayments Difference 

Your In Control With Us

Switch and Save. UpGrade Your hardware


No Salesman

At JollyPayments we are not salesman nor do we hire resellers or salesman. We represent you not the banks.

Image by Carlos Muza


We offer wholesale interchange + pricing for your business or choose our cash discount program to offset up to 100% of your processing fees.


Pick Your Equipment

Choose a countertop or mobile device, or use your own. We can even reprogram your existing equipment to work with our programs. We offer Virtual,

mobile and full POS Systems, including installation and training. 

Image by Joshua Woroniecki


No Cost Next Day       Card-Present Funding!

No Contracts          No Set-Up Fees              24/7 In-house Support               Next Day Funding

At JollyPayments, we believe all merchants deserve customized payment acceptance programs and personal attention. Need an ecommerce solution? We'll get you up and running in no time. Opening up a retail shop? No sweat. In a specialty market? No Problem.

In fact, no industry is too small, too niched, too large or too specialized. the fact is, when you partner with our team, you'll receive a custom-tailored, hands-on approach you won't get from any other payments partner. You can breath easy and we'll take it from here.

JollyPayments is a different type of payment service provider. JollyPayments puts you in control of your payment and point of sale needs, not the other way around. 


Finally, a direct processor that’s in your corner

With so many providers in the market, the path you take in setting up a payment processing service is often dependent on who you work with and through. Often, you can be with several companies before actually being signed to the processor handling your transactions. When working with us, you are partnering with a direct processor, so you never have to worry about the several intermediaries between you and your money.


JollyPayments Online               Gateways

Put the power of the industry’s leading online merchant portal to work for you and your business. Whether you’re looking to send an online invoice or accept payments online, only our secure, online merchant portal makes it easy to get all the tools you need to grow your business. 


Accept payments over the phone, online, email, text and process cards not present.


Simple to use- Free ProCharge Virtual Payment system.

Learn More


Save Up To 100% of 

Your Processing Fees

Our merchants have the ability to profit the same from credit transactions that you do with cash transactions. Our systems allow you to keep your revenue. 

When businesses offer our dual pricing, They have the ability to profit the same from credit transactions that you do with cash transactions.

We got you covered with integrated software point of sale systems. We offer the most modern way to accept payments with our cloud-based solutions, e-Commerce gateways, virtual terminal and mobile EMV solutions. No lock-in contracts or merchant processing contracts.


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        Point of Sale Systems



Payment Gateways


Learn About N0 Cost PCI 

Partner with us today and your payment processing package could include an enhanced and frictionless PCI compliance experience through our PCI Program!


Software Integrations

Software Integrations Including Free Quickbooks plugin. Merchant portal management system with each account

Learn More

    JollyPayments has many advantages through our
                    direct partner relationships

There are front-end processors who have connections to various card associations and supply authorization and settlement services to merchants' banks. Then there are back-end credit card processors who accept settlements from front-end processors while moving money to merchants' issuing banks. Our direct processor are both a front-end and a back-end processor, allowing us to oversee the entire transaction process. That means more seamless transactions with a single point of contact for you.  


We offer multiple processing platforms according to what fits your business model.


In-House Underwritting & Risk Departments


Fast Approval

Enjoy simple sign- up with with no hidden fees. No contracts, no set up fees or cancellation fees!


Fast Funding

No charge for Card present Next Day funding 


Fraud & chargeback mitigation tools.

Protect your business and your customers with our
PCI-validated, point-to-point encryption solutions.


Software Integrations

eCommerce- 175+ shopping cart integrations, robust multi-currency conversion. 300 payment software integrations.

Transparency and Support

The flagship of our offering is in-house 24/7 technical support which stands at the ready to solve any issues that arise. 


Specialty Merchants 

We offer processing software for medical offices to medical facilities. We have complete processing software for real estate property and tenant management.


 If your a High risk business we offer Processing for High Risk merchants in traditionally hard-to-place industries.


Zero % Processing Fees

Our merchants have the ability to profit the same from credit transactions that you do with cash transactions. Our systems allow you to keep your revenue. 

Learn How


Management Portal

Virtual terminal & online merchant dashboard portal featuring real-time transaction reporting, batches and deposits. our Virtual terminal comes free with every merchant account. Add services like send invoices and recurring billing


Custom Mobile Apps

Custom Business Mobile App. We design, build, and submit your app to Google Play and Apple Play Getting in the 21st Century has never been easier. Food Trucks, Fitness Trainers, Retail Restaurants and more!


Online & Mobile Ordering

Set up Online ordering fast! With our e-tab’s™custom branded online ordering system. Get your restaurant and retail business ready for online ordering. Offering our special pricing with fast, no cost set up and our next day funding.


Healthcare Payments 

Premier Medical, Dental, Veterinary & Home care software tools to increase patient and payment automation.


Free Virtual Terminal & Mobile Payments withmerchant account

JollyPayments has several virtual payments systems to choose from. Each payment software has benefits for many different types of businesses. They can process fast, secure payments through a user-friendly virtual terminal and your mobile device with visibility into real-time account activity, sales reporting, and so much more. We help you choose which cloud based virtual terminal will fit your business model. Each Virtual terminal comes with every merchant account


Point of Sale Systems

Wholesale terminals and point of sale systems. Restaurants, retail & services. Online ordering, free gift card processing. Free inventory and menu builds. In-house deployment


Gift Card Processing

Free Electronic Payments Gift Card Processing with our with any of our Electronic Payments merchant accounts.


Level 3 Processing

  • B2B

  • Corporate

  • Enterprise

  • Commercial

  • Purchasing

  • Government

Non Profit Programs


Software for donations.

No Credit Card Fees. Text giving, Cell phone donations, recurring donations, ACH Check donations, Silent auction, Zero Credit Card processing Surcharge programs..

    JollyPromos Discount                          Marketing

Image by Merakist

We offer discount content for video, radio & social media posts. JollyPromos is Our in-house marketing specifically geared for our merchants. Take a look at some of the past content for our merchants

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No matter what industry you’re in

              We have secure and affordable solutions to help you offer fast and frictionless credit card processing

                                                                                 with next day funding.



           Forget our competitors and their cookie cutter solutions. Call us today to receive a free consultation! We will

                                       tailor a customized merchant program built around your specific business. 

Open Store Sign
Medical Record Analysis
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