Where Software Technology Meets Electronic Payments 

    We believe that running a business should be easy for everyone.

Since 2005, we have been helping businesses become more efficient, profitable and grow with payment technology. JollyPayments specializes in B2B Commercial Payments, Healthcare, Hospitality, Small Business to Large Enterprise Companies. We partner with some of the largest North American processors processing over 200 billion in annual volume.

Unlike other companies or agents, we actually handle your entire process in-house, from accepting payments to our award winning, free integrated accounts payable software that turns your billing department into a profit center.


We offer full service payroll. Through our payroll partnership, we give you one simple price, everything included and everything you need to navigate payroll, HR, and benefits — so you can get down to business.

Unlike many other companies, we are NOT salesman or third party brokers. We have direct partner relationship with all our solutions. What does this mean for you? Low-cost payment processing with next day funding for all major card brands and backed by a Meet or Beat Rate Guarantee. You can also save up to 100% of your processing fees with our Advantage and  cash discount programs. Most importantly, we offer fair and equitable pricing, with clear costs, no hidden fees, no crazy bait & switch rates, no games. 


JollyPayments understands that all businesses are not the same and that you are unique in the way you do business. Our goal is to keep cost down and keep your business running efficiently and profitable as it can be. JollyPayments offers over 300 software integrations. 

Our experienced teams create an end-to-end payments processing solution that is specifically designed for your business. The final result is a single point of contact for all your payment needs with little or no upfront costs.


In-house processing.


While other payment providers channel your transactions to a third party processing company, our in-house payment processors, handle the transactions between you and your customer. Our processing is reliable and secure with a 99% uptime and end-to-end encryption. 

The JollyPayments Difference 

Your In Control With Us

Switch and Save. UpGrade Your hardware


No Salesman

At JollyPayments we are not salesman nor do we hire resellers or salesman. We represent you not the banks.

Image by Carlos Muza


We offer wholesale interchange + pricing for your business or choose a surcharge or cash discount program to offset up to 100% of your processing fees.


Pick Your Equipment

Choose a countertop or mobile device, or use your own. We can even reprogram your existing equipment to work with our programs. We offer Virtual,

mobile and full POS Systems, including installation and training. 

Image by Joshua Woroniecki


No Cost Next Day       Card-Present Funding!

Accept Payments           POS                 Integrated Payables                   Fast Funding

At JollyPayments, we believe all merchants deserve customized payment acceptance programs and personal attention. Need an ecommerce solution? We'll get you up and running in no time. Opening up a retail shop? No sweat. In a specialty market? No Problem.

In fact, no industry is too small, too niched, too large or too specialized. the fact is, when you partner with our team, you'll receive a custom-tailored, hands-on approach you won't get from any other payments partner. You can breath easy and we'll take it from here.

JollyPayments is a different type of payment service provider. JollyPayments puts you in control of your payment and point of sale needs, not the other way around. 


Finally, a direct processor that’s in your corner

With so many providers in the market, the path you take in setting up a payment processing service is often dependent on who you work with and through. Often, you can be with several companies before actually being signed to the processor handling your transactions. When working with us, you are partnering with a direct processor, so you never have to worry about the several intermediaries between you and your money.


JollyPayments Online               Gateways

Put the power of the industry’s leading online merchant portal to work for you and your business. Whether you’re looking to send an online invoice or accept payments online, only our secure, online merchant portal makes it easy to get all the tools you need to grow your business. 


Accept payments over the phone, online, email, text and process cards not present.


Simple to use- Free ProCharge Virtual Payment system.

Learn More


        Eliminate 100% of your 
Processing Fees

Our merchants have the ability to profit the same from credit transactions that you do with cash transactions. Our systems allow you to keep your revenue. 

When businesses offer our dual pricing, They have the ability to profit the same from credit transactions that you do with cash transactions.

Automate 100% of your accounts payable (AP) to reduce cost and generate cash back when paying your suppliers. Our integrated payables solution turns your cost center into a profit center. 


The JollyPayments Commercial Payments team and our Accounts Payable Exchange platform capture these benefits and incentives automatically, freeing you to focus on what you do best.

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         Accounts Payables

JollyPayments is your single source for all your payment needs. We partner with the leading providers of integrated payment processing and technology solutions, delivering a complete omni-channel ecosystem that extends beyond payments to include a wide range of commerce-enabling services. Our software partners technologies help power over 350 software providers in numerous industries, including services, B2B, commercial payments-accounts payable, hospitality, retail, food & beverage, eCommerce, lodging, gaming, and many more. 



Payment Gateways


Learn About PCI 

Partner with us today and your payment processing package could include an enhanced and frictionless PCI compliance experience through our PCI Program!


Software Integrations

Software Integrations Including Quickbooks & business management integrations. Merchant portal management system with each account

Learn More

    JollyPayments has many advantages through our
                    direct partner relationships

There are front-end processors who have connections to various card associations and supply authorization and settlement services to merchants' banks. Then there are back-end credit card processors who accept settlements from front-end processors while moving money to merchants' issuing banks. Our direct processor are both a front-end and a back-end processor, allowing us to oversee the entire transaction process. That means more seamless transactions with a single point of contact for you.  


We offer multiple processing platforms according to what fits your business model.


In-House Underwritting & Risk Departments


Fast Approval

Enjoy simple sign- up with with no hidden fees. No contracts, no set up fees or cancellation fees!


Fast Funding

No charge for Card present Next Day funding 


Fraud & chargeback mitigation tools.

Protect your business and your customers with our
PCI-validated, point-to-point encryption solutions.


Software Integrations

eCommerce- 175+ shopping cart integrations, robust multi-currency conversion. 300 payment software integrations.

Transparency and Support

The flagship of our offering is in-house 24/7 technical support which stands at the ready to solve any issues that arise. Our pricing is accurate and transparent without the random fees others bill.


Specialty Merchants 

We offer processing software for medical offices to medical facilities. We have complete processing software for real estate property and tenant management.


 If your a High risk business we offer Processing for High Risk merchants in traditionally hard-to-place industries.


Zero % Processing Fees

Our merchants have the ability to profit the same from credit transactions that you do with cash transactions. Our systems allow you to keep your revenue. 

Learn How


Management Portal

Virtual terminal & online merchant dashboard portal featuring real-time transaction reporting, batches and deposits. our Virtual terminal comes free with every merchant account. Add services like send invoices and recurring billing


Free eCommerce Website

Our turnkey eCommerce solution makes it easy to build a website and grow your business - and it’s completely free.


Online & Mobile Ordering

Set up Online ordering fast! With our e-tab’s™custom branded online ordering system. Get your restaurant and retail business ready for online ordering. Offering our special pricing with fast, no cost set up and our next day funding.


Healthcare Payments 

Premier Medical, Dental, Veterinary & Home care software tools to increase patient and payment automation-includes RPA integration


Free Virtual Terminal & Mobile Payments withmerchant account

JollyPayments has several virtual payments systems to choose from. Each payment software has benefits for many different types of businesses. They can process fast, secure payments through a user-friendly virtual terminal and your mobile device with visibility into real-time account activity, sales reporting, and so much more. We help you choose which cloud based virtual terminal will fit your business model. Each Virtual terminal comes with every merchant account


Point of Sale Systems

Wholesale terminals and point of sale systems. Restaurants, retail & services. Online ordering, free gift card processing. Free inventory and menu builds. In-house deployment


Gift Card Processing

Free Electronic Payments Gift Card Processing with our with any of our Electronic Payments merchant accounts.


Level 3 Processing

  • B2B

  • Corporate

  • Enterprise

  • Commercial

  • Purchasing

  • Government

Non Profit Programs


Software for donations.

No Credit Card Fees. Text giving, Cell phone donations, recurring donations, ACH Check donations, Silent auction, Zero Credit Card processing Surcharge programs..

    JollyPromos Discount                          Marketing

Image by Merakist

We offer discount content for video, radio & social media posts. JollyPromos is Our in-house marketing specifically geared for our merchants. Take a look at some of the past content for our merchants


No matter what industry you’re in

We have secure and affordable solutions to help you offer fast and frictionless credit card processing, automated integrated accounts payable, full payroll services and ACH electronic payments. All our solutions will increase your sales, save you money and make your business more profitable and efficient. JollyPayments specializes in B2B Commercial Payments, Healthcare, Hospitality, Small Business to Large Enterprise Companies. We partner with some of the largest North American processors processing over 200 billion in annual volume.



Forget our competitors and their cookie cutter solutions. Call us today to receive a free consultation! We will tailor a customized merchant program built around your specific business. Accept payments and make payments with our revenue sharing accounts payable solution!

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Medical Record Analysis
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