JollyPayments and ProCharge®: A FREE & Flexible Payment Platform Designed for Small Business

PRICING
COMMITMENT TO OUR MERCHANTS
Our commitment to helping merchants thrive, we have established our first class merchant program. We offer fair, affordable, and transparent pricing, as well as our promise to provide secure and encrypted processing. We believe in being honest and up-front—and having a direct relationship with our merchants.
Not sure what you’re paying to accept credit cards?

Not sure what you’re paying to accept credit cards, or how your business can benefit from the latest payment and POS solutions? No worries! With our Meet or Beat Rate Guarantee, free consultative services, and a team of product demonstration specialists on standby, we’ll help you evaluate options that work best for your business.
Free statement rate analysis! Email us your monthly processing statement and we will show you what you're really paying with your current processor. Let us show you how much you'll save by switching to us.

Simple Transparent Pricing.
We offer fair and equitable pricing, with clear costs, no hidden fees, no crazy bait & switch rates, no games! We never nickel-n-dime you with ridiculous fees that other traditional processors charge. Choose what program works best for you!
Up To 100% Savings
One Flat Monthly Subscription With Unlimited Processing
MIcro Merchant processing less than
$5,000 per month
$19/Month
Small Merchant processing
$5,000 to $10,000 per month
$49/Month
Large Merchant processing over
$10,000 per month
$99/Month

Profit the same from credit card transactions
that you do with cash
Save Up To 35% or More
20.00 Flat Monthly Subscription With Unlimited Processing
We offer interchange plus pricing, also known as ‘Wholesale Pricing’ are the lowest attainable rates available. No more flat-rate plans, pay your interchange and assessment fees at-cost. No More Downgrade charges!
Interchange plus is the most desirable form of merchant account pricing both for its transparency and potential to allow for lower costs. You pay exactly what the card brands rates are with our fixed margin rate. That's it!
Fixed Margins
Above Interchange Per Transaction
Visa /Mastercard/ Discover ... 0.49% + $0.12
American Express...................... 0.35% + $0.12
*Amex Card Not Present Surcharge 0.30% Added onto Keyed Transactions.
Even lower rates for high volume accounts
We Believe In Full Disclosure, No Games, No Surprises!
Cash Discount Program
Pricing Per Occurrence
Costs....................................................JollyPayments
Interchange + Margins..........................................None
Interchange Costs..................................................None
Card Assessment Costs....................................... None
Batch Cost................................................................None
Monthly Minimums.................................................None
Annual Fee...............................................................None
AVS Cost................................................$0.05/Instance
Retrieval Cost............................................$25/Instance
Voice Authorization...............................$1.75/Instance
PCI Compliance & Regulatory Fee.....................None
PCI Non-Compliance (If Applicable)........$20/Month
Wireless Billing (If Applicable)...................$20/Month
Charge Back Fee.................................................$35.00
ProCharge Virtual Gateway..................................FREE
eGift Card Processing (No Fees).........................FREE
Merchant Reporting............................................... FREE
Valor Cloud-Portal (If Applicable)..........$4.95/Month
All Point Of Sale/Credit Card Terminals Are Wholesale with NO Mark-Up Costs and Next Day Funding!
Traditional Program
Pricing Per Occurrence
Costs....................................................JollyPayments
Interchange + Margins .........................0.49% + $0.12
American Express Interchange +.......0.35% + $0.12
Interchange Costs...............Passed-Through at Cost
Card Assessment Costs....Passed-Through At Cost
Batch Cost.....................................................$0.10/Batch
Monthly Minimums.................................................None
Annual Fee.................................................................$25
AVS Cost................................................$0.05/Instance
Retrieval Cost............................................$25/Instance
Voice Authorization...............................$1.75/Instance
PCI Compliance & Regulatory Fee.....................None
PCI Non-Compliance (If Applicable)........$20/Month
Wireless Billing (If Applicable)...................$20/Month
Charge Back Fee.................................................$35.00
ProCharge Virtual Gateway..................................FREE
eGift Card Processing (No Fees).........................FREE
Merchant Reporting............................................... FREE
Valor Cloud-Portal (If Applicable)..........$4.95/Month
Unlike most other merchant account providers. JollyPayments Electronic Payments platform does not charge higher margins for e-commerce businesses. The above margin rate is the same for retail or online.
39,000
Merchant Partnerships
300+ Million
Annual Transactions
17+ Billion Processed Annually
22 Years
In Business
26th
Largest Acquirer In The US
Stop Over Paying For Credit Card Processing!
*Next Day Funding
Simplified Batch Processing
No Monthly Minimums
Transparent, Low-Cost Processing
No Processing Contracts
No Set Up Fees
No Non-Qualified or Mid-Qualified Fees
Free Online Merchant Transaction Center
We have special pricing on all our Point of Sale Systems with no mark-ups to you!

Switch and Save Today!


We offer our merchants an all-in-one solution with one statement, one deposit and one servicing contact for all the major card brands you accept. That means less paperwork and a simplified back-end process.
Helping Small Business
With Our OptBlue American Express Program
Watch what business owners like you have to say about the powerful backing of OptBlue American Express.
Lower Discount Fees Lower Transaction Fees No Monthly Statement Fee Next Day Funding
ONE FAST PAYMENT
Get paid at the same time as your other card brands, so all your card payments come to you at once.
SPECIAL PRICING FOR SMALL BUSINESS
Our Opt Blue program allows smaller businesses to accept American Express credit cards — without paying higher merchant fees, We handle everything in-house. Set-up your account, Fund Settlement, and service the account!
ONE SIMPLE STATEMENT
Receive a single statement for all the credit cards you accept.
*Some Business May qualify For Even Better Amex Rates through Our OptBlue Program. Qualifying Small Business, Franchises, Government, Healthcare, Education, and Emerging Markets.

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No matter what industry you’re in
We have secure and affordable solutions to help you offer fast and frictionless credit card processing. All our solutions will increase your sales, save you money and make your business more profitable and efficient. We offer no markup POS systems!
NO CONTRACTS SIMPLE SETUP FAST FUNDING NO SET UP FEES INTERCHANGE + PRICING ACCOUNTS PAYABLE
Forget our competitors and their cookie cutter solutions. Call us today to receive a free consultation! We will tailor a customized merchant program built around your specific business. Accept payments and make payments with our revenue sharing accounts payable solution!
*For Next Day Funding, Certain Guidelines Apply